Who is monitoring your life insurance policy?

of all life insurance policies have not been reviewed in the past 5 years

of those policies are likely to lapse in the next three to seven years

of all life insurance policies have no agent monitoring them


PolicyGuard revolutionizes the way life insurance policies are managed by ensuring the policy owner’s best interests are being met. PolicyGuard provides answers to the following questions:

Is your policy meeting your needs?

PolicyGuard monitors your death benefit, premium, and coverage lapse age.

Are you overpaying for your policy?

PolicyGuard compares the cost of your policy to new coverage

What is your policy worth?

PolicyGuard evaluates the probability of a life settlement

Why are Policy Reviews Important?

Regularly scheduled reviews of policy performance are critical to ensuring that policyowner expectations are met, but these reviews are both time consuming and costly. From verifying contract information to requesting inforce illustrations from the carrier, compiling these reviews quickly becomes a tedious task with a significant margin for error if anything is mistakenly overlooked.

Learn more about how Proformex can help with all your policy review needs by watching this video.

Is Life Settlement Right for You?

It’s not uncommon for a policyowner to find themselves no longer needing a life insurance policy. But what can you do with it?

One option is a life settlement. A life settlement is the sale of a life insurance policy to a third party for a value in excess of the policy’s cash surrender value, but less than its face value, or death benefit. Check out the video below to learn more about life settlements and whether it’s a viable option for you.

What is an ILIT and What is it used for?

An Irrevocable Life Insurance Trust (ILIT) is created primarily to own life insurance. Whether the trustee is a family member or an independent trustee, they have a fiduciary responsibility to manage trust assets for the beneficiaries.

Watch this video to discover how Proformex supports these fiduciary duties and helps prevent unintended breach and possible legal liability.

Is Premium Financing Right for You?

When you’re looking to implement a life insurance policy, there are tons of options you’ll need to consider, from choosing which carrier you’ll get the policy from and which type of policy will best suit your needs. But the choices don’t end there.

Did you know you have the option to finance your life insurance premiums? It’s a good option if you’re looking for alternatives to pay for those costly premiums. Check out the video below to learn more about premium financing and whether it’s a viable option for you.

Request PolicyGuard from your Agent

Get peace of mind knowing PolicyGuard is monitoring your policy.